“Going Global: Four steps towards becoming an intercultural disciple,” a new book by Joel Lamour, D. Min.

I was delighted to read in a trait the digital version of Joel Lamour’s new book: “Going Global: Four steps towards becoming an intercultural disciple.”
lamour 3Prefaced by Dr. Donald Minshew, Executive Director of Gulf Stream Baptist Association, Lamour invites us to answer the highest call of discipleship which is about the “intentional training of people who voluntarily submit to the lordship of Christ and who want to become imitators of Him in every thought, word, and deed.”
The author presents a new approach, and a new mindset to build communities of faith where every one is welcomed with no regards of race, color, creed, and cultural bias.
Based on this premise, here are the four steps on which Lamour verified his hypothesis of becoming an intercultural disciple:
•    Step 1. A Firm Belief in God’s Image in Humankind.
It is about the image of God in humankind.  This image of God can be substantive, relational, functional based on a survey of different approaches made by specific theologians throughout the ages.
•    Step 2. An Ardent Desire to Understand God’s Mandate.
It is about the commitment of the disciple to understand the mandate, which is rooted in the Word of God. God interacts with humanity in every culture. The disciple shares with others the truth that transforms and uses these truths as the biblical foundations for intercultural ministry.
•    Step 3. A Deep Interest in Intercultural Training.
It deals with theoretical foundations of all intercultural activities. The disciple learns what is necessary to become an intercultural individual. Concepts such as culture, multiculturalism, interculturalism, cultural sensitivity, and cultural awareness are surveyed to help believers understand what it takes to be a competent witness living in a multicultural environment.
•    Step 4.  A Willingness to Bridge Worldviews
it is an introduction to the process of bridging worldviews through a systematic approach of team building, building trust, identifying common ground, developing mutual respect, and cultivating the positive attitude of a leader. This constitutes the leadership foundations for intercultural discipleship.
Lamour’s  book: “Going Global: Four steps towards becoming an intercultural disciple,” is a useful read, and a great tool for those who are the the community building process.
You may access this content online by clicking on this link. The hard copy of this book will be released on September 1st.
lamour 2

Focus more on the inputs, and less on the outputs. They will take care of themselves.

This is what I just learned in reading Seth Godin’s blog post this morning.

Mastery and success come from the preparation, the journey, and the inputs we undertake.

The outputs which are the exciting, more glamorous last step will be there when we follow the right path.

“Almost every element of good bread happens long before it goes into the oven,” Seth Godin said.

Consistent success requires the right discipline to develop positive habits of good preparation.

No short cut. No excuse.

Good preparation. Good habits.

Bird dog diva & connector queen: What a difference a bag and a shirt make!

Mariejo picking up her bag and shirt from Laurie Woodward at the Life Leadership Convention in Winston-Salem, North Carolina.

I am very proud of my wife to have stepped of her comfort zone to share a shirt 7 minutes videos with friends and family and engage them in conversations about financial literacy and entrepreneurship.

Thank you to Laurie Woodward for the opportunity you give to women throughout the world to become the best them they can be.

Laurie Woodward has helped us to turn our “crazy cycles” into “energy cycles” and rewards us for this achievement.

A moment at Dunkin’ leading a conversation by asking questions!

I was at this Dunkin’ Donuts in Fort Lauderdale this morning for breakfast.

I was in line when the lady at the counter called “Next.”

“Good morning,” she said with a smile asking me what I want to order today.

I replied with a “Good morning” as well before I added:

“Let me have a medium hot coffee with cream and sugar, an egg English muffin, and a coffee cake muffin.”

She repeated my order with her eyes glancing on the screen of her cash register.

“Your total will be $6.50,” she said.

She pulled a foam plastic cup asking me my name, holding a black marker ready to write my name on the cup.

“Roosevelt,” I said.

“Rooseselvellsevelt….,” I heard her replied back to me.

I repeated my name and she said “ok. Is this the way you write it?” showing me what you see on the above picture.

I answered “this is the way you… you write it.”

At this moment, the coffee was more important to me than a spelling bee on my name. I agreed on her writing and wanted to have my cup of coffee.

Her coworker who was on her left pouring coffee told her the coffee pot does not have enough to fill my medium size cup.

She told me ” there’s not enough coffee. Would you take this as it is  pointing the half full cup at me.”

“If you were in my place, would you take it like that?,” I asked her.

She smiled, typed something on her screen, and told me “if it’s free, would you take it.”

I smiled and eased up asking her the same question repeating her name which I read on her badge “Karen, if you were in my place, would you take it?”

She said “yes, of course… why not.”

I said “ok, you decide.”

She handed me the bag with the muffins, the coffee telling me my order is 4.93.

I paid her and said “Thank you.”

 How to grow an increasing portfolio of cash-flow producing assets?

This Saturday, March 24th, Chris Brady and Orrin Woodward will be discussing various topics related to financial literacy, such as:
–        How to grow an increasing portfolio of cash-flow producing assets
–        A detailed discussion on several asset classes, such as Gold, Annuities, Life Insurance, Stocks, Bonds, Mutual Funds, ETF’s, and more!
–        The Risk Meter and how to spread out your risk
–        Increasing productivity by leading your life through leading your time commitments
–        How to set goals to produce results
Last month, New York Times best-selling authors Chris Brady and Orrin Woodward held their first Financial Literacy Webinar featuring topics such as Bitcoins, cryptocurrencies, the hierarchy of your investment, and the new economy.
Due to the popularity of the first event, they’ve decided to hold another.
When: Saturday, March 24th, 2018
Time: 1-3pm (EST)
Price: $20 (USD)
 This event will stream at the above time for anyone who purchases the pay-per-view webinar on or before March 24th.
To purchase and watch the webinar, login to:

Some tips to check your money reality and to live the life you want!

“It’s not what you make but what you keep that determines financial success. Pay yourself first and save what you pay yourself.”

This is the first principles stated in the 47 principles of the Financial Fitness Pack introduced by New-York Times best-selling authors Orrin Woodward and Chris Brady.

Rjf-friendI just read a story released by the Washington Post describing families making over half million dollars a year who are struggling financially and have no saving.

They live paycheck to paycheck being “trapped by lifestyle,” quoting Lori Atwood, a financial adviser based in Washington DC.

People need to do a money reality check. Here are some tips I cut, paste, and adapt based on that story I read from the Washington Post.

* Prioritize. Try not to live each month to the very last dollar you earn.

* Always have at least  $1,000 in liquid savings for non-discretionary expenses . If you don’t have this, the only place to turn to use credit cards.

* Never use a credit card with a balance for daily needs. You will never pay it off.

* Try to make sure your fixed expenses — housing, child care, car payments, student loans, credit card minimums — are no more than 43 percent of your household take-home pay. Anything above that percentage generally means you will feel financial stress.

* Spend less than you earn each month.

* Make trade-offs for discretionary expenses. “Should we eat out? No, let’s use the money instead for Susie’s soccer camp.”

* Never say “might as well” when it comes to a purchase if you don’t have the money on hand.

* Decide between what you must have and what is optional. Only the basics — housing, utilities, health, groceries, transportation — are “must haves.” Everything else is optional and ripe for trimming.

* Track your discretionary spending closely. That’s where the train goes off the tracks. Your utility bills are predictable. Your outside dining is not. You can change where and how much you eat so know where you spend so you can trim.

tracker_promoI am so glad that the Financial Fitness Services offer the tracking and other services needed to face this ongoing money reality check. But, it all starts with your ongoing financial literacy education which is the best investment you can make, and be part of a community of like minded people aspiring for financial freedom.

Congratulations to have read so far. You are qualified to receive a free gift. Just inbox me, and I will give you access to a free educational video on financial literacy and entrepreneurship which will help you start your journey towards financial freedom and to live the life you’ve always wanted.

Be well,


The online Leadership Book Club will discuss this Wednesday: “Make your Bed,” authored by Admiral William H. McRaven.


I had fun reading this book that I received as a Christmas gift from my daughter. I am as much delighted to the coincidence that “Make your Bed, Little Things That can Change Your Life … And Maybe The World,”  has been chosen to be discussed this Wednesday January 24, from 8:00 pm, at the online Leadership Book club hosting by my friend Lois Margollin.

McRaven in  130 short pages invite us to change ourselves and the world through 10 simple lessons he addressed, in 2014, the graduating class of the University of Texas.

Those are 10 lessons he learned himself during his Navy SEAL training that helped him overcome challenges, and to become who he is throughout his life.

I invite you to read the book yourself and be part of our conversation. At least, be part of this learning experience where we will discuss our own understanding, and tell our own stories in our own words from these 10 lessons:

1.- Start each day with a task completed.

2.- Find someone to help you with life.

3.- Respect everyone.

4.- Know that life is not fair.

5.- Failure can make you stronger

6.- Dare greatly.

7.- Stand up to the bullies

8.- Rise to the occasion

9. Give people hope

10.- Never, ever quit.

Those are simple life wisdom, practical daily advice that we will discuss to empower us to live the life we want.

We will not live the life we’ve always wanted by chance, but by change. And change starts with reading and the new story narrative we are telling ourselves.

See you, hear you Wednesday at 8:00 pm Eastern time.